About 4 years ago, my parents fell on some hard times (really, who didn’t??). My mom was unable to work due to her Guillain Barre and my dad was pretty much forced into retirement after he lost his job at 64 (not many companies out there want to hire a 64 year old, even though my dad is the hardest worker I know and a damn good salesman). Regardless, around this time Nick and I had been together for 4.5 years and my mom and I were talking about what the future held for us. I knew right from the start that Nick was “the one.” As my mom and I talked about Nick and me getting married and since my sister had just gotten married the year before, we talked about what I wanted / didn’t want as part of my own wedding. It was at this time that my mom told me that it was unlikely they would be able to help me pay for the wedding. I felt a little disheartened, maybe like I got the short end of the stick, but now 4 years later, I’m seeing all the positives in paying for the wedding ourselves:
- We don’t have to invite our parent’s friends that we barely know. We have complete control over the guest list. Though it’s quite small, no one is on the list because we’re being forced to invite them.
- We don’t have to do anything we don’t want to do – because we’re footing the bill. If someone wants some garish thing we didn’t budget for, they can pay for it!
- My parents and Nick’s have been so supportive of us and our decision to make certain cuts. They understand it’s our wedding. We’re quite sure it would have been this way regardless, but it’s nice to know that anything suggested that we aren’t all for, we can say no!
- We’re really thinking about what’s important to us and not doing things because they’re traditional or necessary.
- This will be the first of many things we’ll be saving for together, so it’s good practice for us! We’ve had hard wedding discussions and ones where we see eye-to-eye and every one of them have helped us grow as a couple.
Image via: Royston Cartoons.com
So, while paying for the wedding isn’t easy, we know it will help us in the end. Nick and I are both savers – always have been, always will be. This is something our parents taught us the importance of and we’re happy to be going into wedding planning with this on our side. A few days after we got engaged one of the first things we did was set up a joint ING Savings account. We’re a little less than six months out from the wedding day and we’ve already saved over 60% (side note: we both put in large deposits to get started, my tax return and his Discover Cash Back Rewards from the past year). We’re trying to use our Discover cards for everything wedding related, not only because it helps us to keep track of what we’ve paid for, but also because we get money for spending money. Whether it’s 1% or 5%, every little bit helps! By saving through ING we also get a higher interest rate than a traditional bank offers. If I could give any advice to couples getting married and footing the bill – It would be to start saving now!!
Image via: Rinf News
If saving isn’t in your DNA, check out these fun ways I’ve come across to save money for your wedding (or really anything!).
Image via: Popeater
Image via: Forbes
Image via: Tech(dot)MN
Image via: Wikipedia
Any tips for our readers on additional ways to save for the wedding?