Partner Logo
Special offer: Additional 1.5% cash back (first year only, up to $20,000)
Bonus Est. Value Category Annual Fee
Special Offer
$525 Chase Ultimate Rewards $0

With this card, you typically earn 3x on dining (including takeout and select delivery services); 3x on drugstores; 5x on travel purchased through Chase Travel; and 1.5x on everything else. With the current offer, you'll earn an additional 1.5x for the first year (up to $20,000), so you'll ultimately earn: 

⚬ 4.5x on dining, including takeout

⚬ 4.5x on drugstores

⚬ 6.5x on travel purchased through Chase Travel

⚬ 3x on everything else

Remember, despite being marketed as a cash back card, you are actually earning Chase Ultimate Rewards points. Once the points are accumulated, there are multiple ways to utilize them, including redeeming for cash back. However, if you have a premium card, such as the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, you can transfer points earned from this card to a premium card, and capitalize on Chase Travel portal boosts and transfer partners. However, keep in mind that this card charges foreign transaction fees, so it's advisable to use your premium cards when traveling abroad.

Notes: The owner of this site is not an investment advisor, financial planner, nor legal professional. Articles here are of an opinion and general nature, and they should not be relied upon for individual circumstances.

Advertiser Disclosure: Travel Freely is an independent, advertising-supported web site. So that we can offer this amazing software to our free travelers, this site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com and CardRatings.com. This compensation does not impact how or where products appear on this site. Travel Freely has not reviewed all available credit card offers on this site.

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.