Everything You Need

Jewelry Insurance

to Know About

Choosing the right coverage can help you replace your jewelry if it’s lost, stolen, or damaged. See what you need to know about jewelry insurance here.

We’re breaking out all the things you need to know about jewelry insurance for your engagement ring and wedding rings.

You’ve got the bling, now you’ve got to 

 protect it!

The purpose of jewelry insurance is to protect your engagement ring and wedding bands in the event that they are lost, stolen, or damaged. Similar to other types of insurance, you will pay an annual (or monthly, depending on how your insurance is billed) premium for the insurance.

What is jewelry insurance?

As we mentioned earlier, it’s unlikely (and unsafe) that you’re driving a car or living in an apartment or home without respective insurance policies. They’re designed to keep you safe, and jewelry insurance serves the same purpose for your rings.

Why do I need jewelry insurance?

While you’re planning your wedding and on the day of your celebration, you will have wedding insurance to protect you, your guests, and your soiree. So, have you purchased a policy for your engagement and wedding rings?

Jewelry insurance typically costs as little as “$1 per month for every $100 your ring is worth,” as noted by Brides. Worth is important because the value of your ring will not be determined by the price that was paid for it.

How much is jewelry insurance?

The process is actually really simple! If you already have renter’s or homeowner’s insurance, you can contact your insurance company and add a rider to your policy.

How do I obtain jewelry insurance?

Protect your most precious memories by insuring your ring today!