50% Off Monarch Money Annual Plan with Code SMARTMONEY

Monarch Money is our top pick for couples who want to get their finances in order before, during, and long after the wedding. If you’ve ever found yourself wondering where the wedding budget went, or struggling to keep both partners on the same page about spending, Monarch is the tool we’ve been waiting to share with you. Right now you can get 50% off the Core Plan annual subscription, dropping the price from $99.99 to just $49.99 for the year. That’s less than $5 a month for a full view of your financial life together.

Planning a wedding means tracking a lot of moving pieces at once: deposits for the venue, payments to the caterer, the florist invoice, the dress alterations, the honeymoon flights. Monarch lets you connect all of your bank accounts, credit cards, and savings in one place so you always know exactly what’s been paid, what’s pending, and what’s left in the budget. No more digging through apps and bank statements trying to piece it together the night before a vendor call.

One of the features we love most for engaged couples is the built-in partner collaboration. You and your partner each have your own view, but you can build shared budgets and goals together in real time. That means no more “wait, did you already pay that?” moments. You can see each other’s spending, set a joint savings goal for the honeymoon or first home, and track your progress together without giving up any financial independence.

Beyond the wedding itself, Monarch is built for the long haul. The AI financial assistant can answer questions about your complete money picture in seconds, so when you’re ready to buy a home, start a family, or just figure out where your money is going each month, you have a thoughtful, private tool on your side. There are no ads and no selling of your data. Everything stays between you and your finances.

Monarch syncs with over 13,000 banks and financial institutions, and also tracks your credit score monthly with no hard pull on your credit. For couples who are thinking about a mortgage after the wedding, that kind of visibility is genuinely valuable to have in place early.

The free 7-day trial means you can explore everything before committing, and with the code bringing the Core Plan annual subscription to $49.99, there’s very little risk and a lot of upside. We think Monarch Money is the smartest financial investment a couple can make alongside their wedding planning, and we’re excited to recommend it as our go-to money management tool for Budget Savvy Bride readers. Use the code at checkout to lock in 50% off.