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Three Essential Bank Accounts to Track While Planning Your Wedding

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Three Essential Bank Accounts to Track While Planning Your Wedding

When it comes to wedding planning, there are three key bank accounts we recommend keeping an eye on throughout your planning process. Read on to find out what they are!

Your engagement period is a special time that you only get to experience once. Make sure to get the most out of your engagement period– both in terms of investing in your relationship, and saving for your wedding so you can plan your big day without debt!

Being budget-savvy goes far beyond the starting number on your bank statement and the final tally of your invoices.  When it comes to planning your wedding and sticking to a budget, you’ve got more than one bank balance to consider.

Haven’t set your wedding budget yet? Read this.

3 Bank Accounts to Keep Balanced During Wedding Planning

Consider this concept: you have three key bank accounts that you will need to keep an eye on while planning your big day. You should do your best to make regular deposits into each of these accounts, while also making sure you don’t withdraw too much and overdraft your accounts!

Your Actual Bank Account

The first account is your Actual Bank Account. We’re sure you’re not looking to having your wedding create a financial hardship to deal with at the start of your marriage. Having a plan, setting priorities, and practicing restraint all come into play. When it comes to the actual funding of your wedding fund, we recommend automating your savings with an account like Capital One 360.

Read this: The Key to Sticking to Your Wedding Budget

Your Emotional Bank Account

The second account is your Emotional Bank Account. Between the excitement, true love, and the sneaky stress of planning such a big event, there are enough emotions flying around. Keeping emotionally balanced will help this process be one of joy and not one you’re looking to just speed through. It’s important to take care of yourself emotionally, physically, and spiritually during this time so you can be the best version of you.

Read this: Why Self Care is KEY while Wedding Planning

couple spending time together

Your Relationship Bank Account

Lastly, and most importantly, is your Relationship Bank Account. Guess what? You’re engaged because you found your person and y’all are in love.  Make sure you continue to grow your relationship apart from wedding planning. Every date doesn’t need to include wedding talk.  Don’t sacrifice celebrating other special occasions for the sake of the wedding. Take the opportunity to get to know each other in a much deeper and more exciting way.  Don’t sleep on this fantastic opportunity to grow closer to one another in preparation for your marriage. 

Read this: Relationship Advice for Engaged Couples

Are you keeping these essential bank accounts balanced during wedding planning?

So, there you have it: the three essential bank accounts you need to keep an eye on during your wedding planning. Make sure to keep each of them appropriately funded to nurture your finances, your relationship, and yourself!


The Budget Savvy Bride is the #1 Online Wedding Planning Resource for couples who want to plan a beautiful wedding on a budget they can actually afford. Check out our best-selling book on Amazon, The Budget-Savvy Wedding Planner & Organizer!